Was your valid insurance claim denied or rejected? If your claim was rejected in bad faith, you might be entitled to compensation. Insurance companies use ruthless tactics to deny injured parties settlements or withhold payment on property damage. If this is the case, you need an experienced attorney who can help hold these insurers accountable.
At Conner, Marr & Pinksi, we represent people who have had their claims denied in bad faith by unscrupulous insurers in the State of Montana. Our experienced legal team can help you understand your rights including your right to file a bad-faith insurance claim against a wrongful insurer.
What Is a Bad Faith Insurance Case?
If you are involved in an accident or have damage to your property, you will likely need to file an insurance claim at some point. Whether you are filing through your own insurer or the insurer of an at-fault party, the company is required to act in “good faith” with all of its dealings and transactions.Unfortunately, many companies fail to act in good faith either failing to promptly communicate with you or delaying payment in a valid claim. Regardless of the circumstances, if your insurance claim was denied and you believe it was in bad faith, you should always consult with an attorney to determine your legal options.
How Do Insurers Act in Bad Faith?
Insurers act in bad faith in a number of different ways. While some tactics are overt, others are more subtle, taking a thorough, independent investigation to uncover.
Examples of an insurer acting in bad faith include:
- Refusing to pay a claim
- Failing to timely investigate a claim
- Making material misrepresentations
- Failing to make a good faith attempt to promptly settle a claim
- Making an unfair, insufficient settlement offer
- Implementing deceptive, unethical practices
Insurance companies often use unethical practices in an effort to avoid paying legitimate claims. Whether you file through your own insurance company (first-party claim) or another person’s (third-party claim), Montana’s Unfair Claim Settlement Practices Act generally applies.
Should I Hire a Lawyer?
If your valid insurance claim was rejected or denied, you might have a cause for action if the insurer acted in bad faith. It can be difficult to prove that an insurance company acted in bad faith without the help of an experienced lawyer.
A bad faith insurance attorney will help you navigate the legal process including how to recover damages for the harm the insurer caused you and your family. You only have a limited amount of time to file a claim so you need to act quickly to protect your rights.